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Installment Payment Option

In addition to online card payment, bank transfer, and cash payment, you can also use an interest-free installment payment option for selected services through the digital solution provided by milpay.

Installment Payment Option

After the credit limit assessment and paying the down payment, you can immediately use the selected service (e.g. surgery or treatment). However, you don’t have to pay the full amount upfront—you can settle the remaining balance later in installments, after receiving the service.

All of this is done with an online assessment, interest-free, without paperwork or employer certification.

 

Why choose milpay installment payment?

  • Pay for your service in 4 or even 5 installments
  • No extra costs: 0% interest, 0% APR, no handling fees
  • No employer certification required
  • Application takes just 7 minutes, with instant online assessment
  • Track your payments anytime in a digital customer account
  • Available for purchases between 200,000 Ft and 1,000,000 Ft

 

Installment payment is available for the following services:

  • ENT (ear, nose, and throat) surgeries
  • Gynecological surgeries
  • Orthopedic surgeries
  • Proctological surgeries
  • General surgical procedures
  • Vascular surgeries
  • Pediatric surgeries
  • Urological surgeries
  • Combined first-trimester screening package
  • Maternity care package
  • Pediatric package (newborn care package)
  • Gastroscopy and colonoscopy under anesthesia
  • NIPT tests
  • Dental treatments, depending on an individual quote

 

What purchase amount is eligible for installment payment?

In just 5 minutes, you can find out in advance how much you can spend using installment payment over the next 60 days. Knowing your limit allows for a “fast-track” purchase process—even in just two clicks.

Credit Limit Calculation Guide

How to purchase with milpay installment payment in 3 simple steps:

  1. Add the selected services to your cart, then choose milpay installment payment at checkout
  2. Select your bank and securely share your bank statement electronically (this is required for responsible assessment)
  3. Pay the first installment using your bank card. Future monthly payments will be automatically deducted from your account, like a subscription

 

How will you know your payment schedule?

During the purchase process—when selecting milpay—you will immediately receive a personalized installment offer and repayment schedule.

You can choose between two options:

1. Four installments

  • Down payment: 25% (paid at purchase)
  • Term: 4 months
  • Repayment: monthly

2. Five installments

  • Down payment: 20% (paid at purchase)
  • Term: 5 months
  • Repayment: monthly

 

What do you need for the online assessment?

  • Your online banking login details
  • Your bank account number
  • A bank card to pay the first installment after approval

During the assessment, you only need to log in to your online banking. The entire process is automated and secure—no one else has access to your banking data or transaction history.

 

Who can you contact if you have questions?

If you have any questions, feel free to contact us or reach out directly to the installment payment provider:

Email: Show Email 

Chat: m.me/bnpl.milpay.hu

Website: milpay.hu

Your bank statement history is used to determine whether you are eligible for milpay installment payments. Similar to banks, milpay performs a credit assessment. Without understanding your financial situation, it is not possible to provide installment payment responsibly. Without sharing your bank statement, you will not be able to use the installment payment option.

The required information may vary depending on your bank, but typically you will need your bank account number and your online banking login credentials. IMPORTANT: You do not need to share your banking passwords with milpay—only with your own bank, to confirm that you are the one giving consent to share your account history. During the process, you will be redirected to your bank’s website, where you will need to authenticate yourself using the above details. After that, you will grant permission for your bank to share your account transaction history with milpay.

This is not possible. Based on current regulations, we provide a solution that allows you to share your bank statement electronically, so you don’t have to download it from your online banking and upload it to the milpay platform in an unencrypted format. Instead, you can give your consent directly in your online banking or mobile app for your bank to share the data with us electronically. Since the data is received in a digital format, we can perform a fully automated, instant assessment. With electronic bank statement sharing, we access the same data as in the case of a traditional bank loan application using the last 3 months of account history. The difference is that in this case, the data is transmitted directly from your bank through a secure, encrypted, and audited channel.

Yes. Sharing your bank statement electronically is a secure process based on EU regulations and supervised by the National Bank of Hungary. Under these regulations, banks are required to provide access to customer account data to third parties if the customer gives their consent.

No. To share your bank statement, some banking details are required, but it’s important to note that you do not provide these to us—only to your own bank. We do not have access to anything beyond your bank statement. You only need to give consent to view your bank statement.

Hungary’s leading non-bank installment payment provider (BNPL). A financial technology partner to more than 100,000 satisfied customers.

Any questions before booking an appointment?

If you are unsure which doctor to see or what examination you require, we are here to help!

Simply request a free callback from one of our colleagues, who will help you find the right specialist based on your specific issue.

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